THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS NO BRIDGES BOAT LIFT PERMITTED BOATHOUSE/SHED Block Construction | Metal Roof | Trex Dock | Garage | No HOA Experience the best of island waterfront living at 3608 Rita Lane-offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City's most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric-creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup-ideal for guests, extra flexibility, or recreational use. Best of all-NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.
| MLS # | 2026025325 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Active |
| Year | 1974 |
| Days On Site | 122 |
| Listing Provided By | Castaways Island Realty LLC | Staci Stevens |
| Bed(s) | 2 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 1,194 |
| Garage | 1 |
| Story(s) | 1 |
| Units | 1 |
| Zoning | RS-1 |
| Acreage | 0.18 |
| Water Front | Yes |
| Property View | Yes |
| Rooms Total | 0 |
|---|---|
| Cooling Yes / No | Yes |
| Cooling | Ceiling Fan(s), Central Electric |
| Heating Yes / No | Yes |
| Heating | Central Electric |
| Interior Features | Laundry Tub, Smoke Detectors, Window Coverings |
| Window Features | Window Coverings |
| Furnished | Furnished |
| Appliances | Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Icemaker, Washer |
| Fireplace Yes / No | No |
| Laundry Features | In Garage, Laundry Tub |
| Room Dining Room Features | Breakfast Bar, Dining - Family, Dining - Living |
| Exterior Features | Boat Canopy/Cover, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Open Porch/Lanai, Courtyard, Storage |
|---|---|
| Roof | Metal |
| Security Features | Smoke Detector(s) |
| Construction Materials | Concrete Block, Stucco |
| Foundation Details | Concrete Block |
| Lot Features | Regular |
| Patio And Porch Features | Patio |
| Garage Yes / No | Yes |
|---|---|
| Attached Garage Yes / No | Yes |
| Parking Features | Driveway Paved, RV-Boat, Attached |
| Sewer | Septic Tank |
|---|
| Tax Annual Amount | 4374.07 |
|---|---|
| Tax Block | E |
| Tax Legal Description | BAYVIEW ACRES BLK E PB 11 PG 101 LOT 6 |
| Tax Year | 2025 |
| State | FL |
|---|---|
| County | Lee |
| City | ST. JAMES CITY |
| Zip Code | 33956 |
| Area | BAYVIEW ACRES |
| Community Name | BAYVIEW ACRES |
| School District | SCHOOL CHOICE |
| Elementary School | PINE ISLAND ELEMENTARY |
| High School | SCHOOL CHOICE |
| Listing VS Median (in BAYVIEW ACRES) | |
Price: $559,900 low | high Med: $1,076,000 sqft: 1,194 low | high Med: 1,829 $ / sqft: $469 low | high Med: $588 On site: 122 low | high Med: 116.5 | |
| State | FL |
|---|---|
| County | Lee |
| City | ST. JAMES CITY |
| Zip Code | 33956 |
| Area | BAYVIEW ACRES |
| Community Name | BAYVIEW ACRES |
| School District | SCHOOL CHOICE |
| Elementary School | PINE ISLAND ELEMENTARY |
| High School | SCHOOL CHOICE |
| Listing VS Median (in BAYVIEW ACRES) | |
Price: $559,900 low | high Med: $1,076,000 sqft: 1,194 low | high Med: 1,829 $ / sqft: $469 low | high Med: $588 On site: 122 low | high Med: 116.5 | |