$559,900
 $3,006 est/mo Sourced by Back At You

3608 Rita Ln,ST. JAMES CITY, FL 33956

ST. JAMES CITY, FL 33956

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Description

Experience the best of island waterfront living at 3608 Rita Laneoffering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electriccreating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookupideal for guests, extra flexibility, or recreational use. Best of allNO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

Details

MLS #2026025325
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1974
Days On Site70
Listing Provided ByCastaways Island Realty LLC | Staci Stevens

Features

Bed(s)2
Bath(s) 2 Total
SQ Feet1,194
Garage1
Story(s)1
Units1
ZoningRS-1
Acreage0.18
Water FrontYes
Property ViewYes

Interior

Rooms Total0
Cooling Yes / NoYes
CoolingCeiling Fan(s), Central Electric
Heating Yes / NoYes
HeatingCentral Electric
Interior FeaturesLaundry Tub, Smoke Detectors, Window Coverings
Window FeaturesWindow Coverings
FurnishedFurnished
AppliancesElectric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Icemaker, Washer
Fireplace Yes / NoNo
Laundry FeaturesIn Garage, Laundry Tub
Room Dining Room FeaturesBreakfast Bar, Dining - Family, Dining - Living

Exterior

Exterior FeaturesBoat Canopy/Cover, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Open Porch/Lanai, Courtyard, Storage
RoofMetal
Security FeaturesSmoke Detector(s)
Construction MaterialsConcrete Block, Stucco
Foundation DetailsConcrete Block
Lot FeaturesRegular
Patio And Porch FeaturesPatio

Parking

Garage Yes / NoYes
Attached Garage Yes / NoYes
Parking FeaturesDriveway Paved, RV-Boat, Attached

Utilities

SewerSeptic Tank

Taxes

Tax Annual Amount4374.07
Tax BlockE
Tax Legal DescriptionBAYVIEW ACRES BLK E PB 11 PG 101 LOT 6
Tax Year2025

Area Information

StateFL
CountyLee
CityST. JAMES CITY
Zip Code33956
AreaBAYVIEW ACRES
Community NameBAYVIEW ACRES
School DistrictSCHOOL CHOICE
Elementary SchoolPINE ISLAND ELEMENTARY
High SchoolSCHOOL CHOICE
Listing VS Median (in BAYVIEW ACRES)
Price:
$559,900
low | high
Med:
$1,004,450
29.398106804787% of Average
sqft:
1,194
low | high
Med:
1,628
13.651591289782% of Average
$ / sqft:
$469
low | high
Med:
$611
19.786152987703% of Average
On site:
70
low | high
Med:
106
66.037735849057% of Average
Sourced by Back At You

Market Activity 33956

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Learn More About This Property

StateFL
CountyLee
CityST. JAMES CITY
Zip Code33956
AreaBAYVIEW ACRES
Community NameBAYVIEW ACRES
School DistrictSCHOOL CHOICE
Elementary SchoolPINE ISLAND ELEMENTARY
High SchoolSCHOOL CHOICE
Listing VS Median (in BAYVIEW ACRES)
Price:
$559,900
low | high
Med:
$1,004,450
29.398106804787% of Average
sqft:
1,194
low | high
Med:
1,628
13.651591289782% of Average
$ / sqft:
$469
low | high
Med:
$611
19.786152987703% of Average
On site:
70
low | high
Med:
106
66.037735849057% of Average
Sourced by Back At You
Nearby Listings (Within 1/2 mile)
Price: $419K - $699K
sqft: 896 - 1,000
Nearby Listings Property ImageNearby Listings Details
2592 York RD Property Photo 1
$399,950
2592 York Rd
St. James City, FL 33956
3965 Phoenix DR Property Photo 1
$299,999
3965 Phoenix Dr
St. James City, FL 33956
Listing Updated: July 10, 2026 at 1:20:46 PM PDT
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